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uninsured/underinsured motorist accidents Archives

Hit-and-run accidents can involve uninsured motorist claims

A hit-and-run accident happens when a victim is struck by the vehicle of another driver, but the negligent or reckless party who caused the collision does not stay at the scene of the accident after it has occurred. While in some cases law enforcement officials are able to track down hit-and-run drivers so that California victims can pursue their right to seek compensation, in other situations victims may never know who caused them to suffer their losses.

What do I do if I am hit by an uninsured motorist?

Individuals who own vehicles in Fullerton are required to carry insurance for their vehicles. That insurance is necessary if they are involved in roadway accidents and need to provide financial help to the victims of the accidents they caused. It is also necessary to help the insurance holder when uninsured motorists hit them and leave them with expenses that must be paid.

Legal assistance after a crash with an uninsured motorist

Anyone driving a vehicle in Orange County and throughout California is legally obligated to have proper insurance. Unfortunately, there are sometimes people on the road who have not gotten an insurance policy and are not protected in the event of a crash. If there is an accident in which the driver who is at fault is an uninsured motorist or an underinsured motorist, it is essential that the victim and the victim's family understand how to pursue compensation from that person directly.

Making sure insurance companies fulfill their obligations

Most of our readers in Southern California understand the basics of a personal injury lawsuit. When an accident, like a car accident, is caused by another party's negligence, that party can be held responsible in civil court for damages. There are really only four parts to most personal injury cases: show that a duty existed, the defendant breached that duty, the victim's injuries and costs would not have occurred "but for" the negligence of the defendant and, lastly, show that there were damages that resulted.

What options are there for uninsured motorist coverage?

While you can be responsible, drive defensively and always carry car insurance, you cannot guarantee that other motorists will act with such due care. Unfortunately, some drivers in California drive without insurance. Should you get in an accident with an uninsured motorist, it may be difficult to seek recovery.

When can uninsured motorist bodily injury coverage be useful?

Usually if a person in Fullerton is in a car accident, he or she exchanges insurance information with the other driver. However, what if a person is injured in the crash and the other driver does not have insurance? Or what if a person is injured in a hit-and-run accident, and he or she cannot identify or locate the other driver?

Your insurance policy may not cover all costs after an accident

No one in Fullerton wants to be in a car accident, so most people follow the rules of the road and drive with due care. However, there are always those who will flaunt traffic laws and drive negligently. It only takes one negligent act on the part of one motorist to cause a serious accident that severely injures another driver. You may think that when it comes to car accidents, all motorists carry automobile insurance. Unfortunately, this is not always true.

What is uninsured/underinsured motorist coverage in California?

While auto insurance is required in California, it is a fact that some people for various reasons will not purchase auto insurance. When an accident is caused by an uninsured or underinsured driver, seeking compensation can become complicated. However, uninsured motorist coverage and underinsured motorist coverage may help those who are involved in such accidents.

Insurance requirements in California

It is a fact in life that accidents happen. No matter how careful individuals are, sometimes mistakes just occur. When a mistake occurs while a person is driving, it can be very costly for both the driver who makes the mistake and for any accident victims. In order to reduce the overall cost of the accident to individuals, auto insurance has been created. Insurance helps individuals pay for the costs associated with a car accident.

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Law Offices of Steven M. Hanna, P.C.
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